The rules,
kept simple.

Who this applies to

These Terms of Use govern your access to and use of the David Harbert website (davidharbert.com) and any associated early-access services operated by David Harbert ("we", "us", "our"). By using this site, you agree to these terms.

If you do not agree, please don't use the site. Simple.

What this site is

davidharbert.com is the home of plain-language investing education by David Harbert — companion to the YouTube channel and the place where future courses, practice tools, and downloadable resources will live.

Some surfaces of this site are in active development. Features, timelines, and availability are subject to change. Nothing on this site constitutes a guarantee of delivery, launch date, or specific functionality.

Education only, not financial advice

Everything on this site is educational content for general informational purposes. It does not consider your personal financial circumstances, objectives, or needs. It is not financial advice, investment advice, or a recommendation to buy, sell, or hold any security or asset.

Before making any financial decision, consider whether the information applies to your situation, and seek advice from a licensed financial adviser where appropriate. Past performance is not a guide to future results.

Early-access list

Joining the early-access list means you're expressing interest in being notified when courses or new content launch. It does not create a contract, guarantee access, or entitle you to any product or service. We'll be in touch when there's something to share.

Intellectual property

All content on this site — including the David Harbert name, monogram, imagery, copy, design, and branding — is the intellectual property of David Harbert and is protected by Australian and international copyright law.

You may not reproduce, distribute, modify, or use any content from this site for commercial purposes without written permission. Personal, non-commercial sharing (e.g. linking to a page) is welcome.

Acceptable use

You agree not to:

• Use this site for any unlawful purpose
• Attempt to gain unauthorised access to any part of the site or its systems
• Misrepresent David Harbert, the brand, or any associated content without permission
• Use automated tools to scrape, crawl, or harvest content from this site

External links

This site may link to third-party platforms including YouTube, Instagram, and other services. We are not responsible for the content, privacy practices, or terms of those platforms. Visiting them is subject to their own terms.

Limitation of liability

This site is provided on an "as is" basis. To the maximum extent permitted by law, David Harbert excludes all warranties, express or implied, and accepts no liability for any loss or damage arising from your use of this site, reliance on its content, or any financial decision you make.

Governing law

These terms are governed by the laws of Victoria, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Victoria.

Changes to these terms

We may update these terms as the site evolves. Continued use of the site after changes are posted constitutes your acceptance of the revised terms. The date at the top reflects the last revision.

Contact

Questions about these terms:

legal@davidharbert.com
David Harbert
Melbourne, Victoria, Australia